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Mortgage Calculator
Our mortgage calculator is a simple, user-friendly tool designed to help you estimate your line of credit based on your home’s value and existing mortgage balance. Just enter your numbers, and get a quick snapshot of your potential borrowing power—no guesswork, no hassle.
SERVICES
Tailored loans for
every stage of life.
01
Conventional
Loans
Conventional loans are a type of mortgage that are not directly insured or guaranteed by a government entity like the Federal Housing Administration (FHA) or Department of Veterans Affairs (VA). They are the most common type of mortgage and are offered by various lenders, like banks and credit unions.
02
FHA
Loans
An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). This government backing allows private lenders to offer loans with more flexible terms and lower down payments, making homeownership accessible to a wider range of borrowers.
03
VA
Loans
Guaranteed by the Department of Veterans Affairs. Available to eligible veterans, active-duty service members, and their survivors. Often require no down payment. Lenders will still have their own credit and income requirements.
04
USDA
Loans
Backed by the U.S. Department of Agriculture for rural properties. Offer no down payment and can have lower interest rates, but require the property to be in an eligible rural area and borrowers must meet income limits
05
DSCR
Loans
A DSCR loan, or Debt Service Coverage Ratio loan, is a financing option designed for real estate investors purchasing or refinancing income-generating properties.
BENEFITS
Let's explore your goals
ABOUT
All about
United One Mortgage
At United One Mortgage, we believe that securing a home loan should be more than a transaction - it should be a trusted, guided experience built around the unique needs of every borrower. With years of industry expertise and a passion for helping people achieve their homeownership goals, we’re proud to offer a smarter, more personalized approach to mortgage lending.
We specialize in a wide range of loan products, from conventional and FHA to VA and jumbo loans, giving our clients the flexibility to choose the financing solution that truly fits their lifestyle and long-term plans. Whether you're a first-time homebuyer, a seasoned investor, or looking to refinance, we take the time to listen, educate, and guide you through every step - so you feel confident in every decision.
What sets us apart isn’t just our competitive rates or fast closings - it’s our commitment to service, transparency, and building lasting relationships. At United One Mortgage, we treat every file like it’s our most important one, because for you, it is.
We're not just helping people buy homes - we’re helping them build stability, wealth, and a future they can be proud of. When you work with United One Mortgage, you’re not just getting a loan - you’re gaining a partner who’s dedicated to your success, now and in the future.
APPROACH
Our goal is to provide you exceptional service.
At United One Mortgage, we go beyond the numbers to deliver exceptional service through clear communication, fast processing, and personalized guidance - every step of the way. Your goals are our priority, and we’re here to make the loan process smooth, simple, and stress-free.
TESTIMONIALS
What our clients are saying
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"United One Mortgage is my go-to lender. They’re fast, responsive, and make my clients feel at ease."
Mingli Wang
Realtor
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"Every transaction we’ve done together has been smooth and on time."
Jonny Adhoot
Realtor
"I trust them with my clients because they communicate clearly and deliver every time."
Ian Zeljak
Realtor
FAQ
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wondering...
Get
in Touch
United One Mortgage Inc.
Loans are made pursuant to the California Department of Real Estate License
Copyright 2025 United One Mortgage Inc. All Rights Reserved.
DRE #: 022083924 & NMLS #: 2707147